Does Your Retirement Plan Overlook This Crucial Decision?

In a Forbes article from a few years back entitled “The Five Phases of Retirement Planning,” author Bernard Krooks discusses the various stages of retirement and steps that seniors should take to prepare for each. Krooks, an elder law attorney, defines “mid-retirement” as beginning at age 70, lasting as long as a person is still “able-bodied and high-functioning.” It is during this phase—when you are still in good health—that Krooks suggests considering what decisions you would want your family to take should you experience a significant decline in your mental or physical health. Click the link above to read more about how to plan effectively for your retirement.

 

 


Making the Transition for a Loved One to Memory Care Support

Caring for a parent or loved one with memory loss is no easy task. While it is a commendable and selfless responsibility to take on, with it comes many obstacles and challenges. With the numerous life adjustments that need to be made such as priorities shifting, adapting your home for safety precautions, and the emotional toll that it can have on everyone included, it is often found that considering a transition to a community with memory care support makes a lot of sense. At all of The Wesley Communities, we have a trusted team to help make your transition as easy as possible while putting your needs and the needs of your loved one first. We’ve compiled some helpful tips you may find useful. Click the link above to learn more.

 

 


Helpful Tips for Downsizing in Retirement

One of the main reasons older adults put off downsizing or moving to a retirement community is dealing with all the “stuff” that has accumulated over the years. Yet, if done right, the process of downsizing may not be as daunting as you think. Especially with our current situation, many of us are spending more time at home and have more free time in our schedules to tackle a huge project like this. It may even be enjoyable or refreshing at times. A lot of the physical work can be done by others down the road, so your main role is to categorize, organize, and direct.

Start now

If you are thinking about moving, whether to a retirement community or to a smaller home, then now is a good time to start the process of downsizing. Do not wait until you are ready to move because it can be overwhelming at that point and you will have other things that require your attention. Even if you ultimately choose not to move then at least you have done your family members a big favor because there will be less stuff for them to deal with one day.

Recognize that you cannot keep it all

In order to know what items you can and should purge, you first need to know which items you absolutely cannot part with. But here is the key: after you have created the initial list, pare it down even further. This can be a tough exercise, but the reality is that some of the things you think you need to save may not be necessary to keep after all. For example, that sport coat or blouse in the closet that you have held onto for 15 years because you are sure you will wear it again…it’s probably time to part ways. That stack of magazines with holiday recipes dating back 10 years?… those can go too. Your most cherished recipes will not be hidden in a tall stack of magazines anyway, right?

Your kids may not want your stuff

Another popular reason for hanging on to various items is the idea that the kids or grandkids will want them. But many people eventually discover that the things they thought would be coveted by their adult children were not so desirable after all. To help sort this out, consider inviting your children over (once it is safe) for a day to go through your things and find out what they actually want.

Sort by large and small

Once you know what you want to keep, make a list of big and small items. The big items are anything that will not fit in a regular size moving box, such as a sofa or table. As you consider these items, be sure to think about the dimensions and style of your new home so you will know if they will fit. Many CCRCs have move-in coordinators who can help you with this.

Obviously, it could be tough to list out every single smaller item, but you want to think about your most utilized items first. Consider things like silverware, pictures, kitchenware, books, etc.

Sell, donate, or discard?

Once you have decided what items are no longer needed, it is time to decide what to do with them. Create a separate list with three columns: Sell, Donate, and Trash. As you consider what you want to sell, remember that items rarely bring in the amount of cash that the owner thinks they will. In some cases it may simply be easier to donate or discard an item than to go to the trouble of trying to sell it.

However, if you feel sure it would be worth the time to try to sell some of your belongings, then there are a number of ways you can do this. From the comfort of your home, you could try to sell them online with sites like Ebay or Craig’s List. (Please take caution if you use Craigslist or a similar website. If possible, wait until it is safe to meet the buyer in a public place and take someone with you.) Sometimes a good old-fashioned yard sale could do the job, but you will want to wait again, until it is a safe time to have one and you should have someone to help you with the set up and break down. Alternately, if you have more than a few valuable items, there are sure to be any number of local companies that will administer an estate sale for you – again, this would have to occur once it is safe.

Hauling the junk

Finally, after you have gone through the above mentioned steps, there will probably be a lot of junk left over. This would include things that have piled up in a garage or crawlspace over the years, such as old paint cans. There are many national companies who have safety protocols in place given our current situation that will come by and haul these things away for you while practicing social distancing. All you have to do is point to the items you want removed, and they will recycle or trash the items accordingly. Of course, you could also store the items for the time-being and revisit having a company haul them away for you once you feel more comfortable.

 

For Digital Use (please use the exact hyperlink):

The above article was written by Brad Breeding of myLifeSite and is legally licensed for use.

 

 


We Are Family

We are facing a difficult and scary time right now. Our lives have been flipped upside down, emotions are heightened and in more cases than not, fear has taken the front seat.

While hard times surround us, we urge everyone to take a deeper look and to remember why we are here in the first place.

We have been through a journey with each and every one of our residents, patients, and families. Why did you seek us originally? Maybe Mom could no longer do the stairs in her house. Or maybe, Grandma was having difficulty remembering to take her daily medications and needed a nurse to help. Maybe Dad couldn’t bathe himself anymore. Whatever the factor was, you needed a place that was there for you, that would care for Mom, Dad, or Grandma like you care for them. You needed us, and you found us, and from there, another form of “family” began.

We treat your loved one as if they are our family, not only caring for them, but growing with them. We share joy in the important, happy days with them like holidays and anniversaries, and we comfort them in sadness and grief when it’s needed most. We know them by name, we know their children, and we know their children’s children. We worry about them and protect them as if they are our family and we do everything we can to fight for them, not just in the face of a pandemic, but always.

Our communities and teams are made up of clinicians and professionals in a variety of specialties. We have so many passionate people in such important roles. From doctors and nurses, to life enrichment coordinators and admissions, we all have unique roles and different responsibilities, but we all share one thing in common and that is that to us, your family has become our family.

We are a wonderful place filled with dedicated, hardworking people who followed a passion – a passion to serve. We give your loved ones medication, and exercise, and help them go to sleep at night. We dance with them and create beautiful pieces of artwork with them. We work to help your loved one walk again or to button a shirt again, and we smile with tears in our eyes as they do it. We work with families on new treatments and diagnoses, and we hold their hands when news might not be so good. We lend our families a shoulder when it’s needed, and we reassure them that we are here for love, support, and sympathy.

And when a pandemic unexpectedly hits – we rise, and we fight, and we protect. We monitor your loves ones day in and day out, constantly assessing and evaluating while still providing a lifestyle of positivity among the darkness. Our staff adapts quickly, following CDC and state guidelines, while putting important regulations and additional PPE in place. We listen to each other and support each other as a team. We react and we push forward. We work hard together, and lean on each other, and we make sure to thank each other. We do our best to keep families connected through FaceTime, window visits, and letters, and we find comfort in local businesses who donate and help. We protect your loves ones, we fight for your loved ones and soon, we will overcome. We are resilient and we are family.

 

This article was inspired by a Facebook post written by a Wisconsin nursing manager named Rachel encouraging those to spread the word.


How to Cope with Stress, When Times are Stressful

At a time like this, it is normal for stress levels to be heightened and for you to feel “off” more often than you feel “normal.” Your feelings are completely validated and while they are okay to have, for most of us, it doesn’t feel very good.

The Ohio Department of Health has put forth some valuable information and resources for identifying your stress, managing it, and for helping manage the stress of a loved one you’re caring for.

Stress during an infectious disease outbreak can include:

  • Fear and worry about your own health and the health of your loved ones.
  • Changes in sleep or eating patterns.
  • Difficulty sleeping or concentrating.
  • Worsening of chronic health problems.
  • Physical reactions, such as headaches, body pains, stomach problems, and skin rashes.
  • Anger or short temper.

Things you can do to support yourself

  • Take breaks from watching, reading, or listening to news stories, including social media. Hearing about the pandemic repeatedly can be upsetting.
  • Take care of your body. Take deep breaths, stretch, or meditate. Try to eat healthy, well-balanced meals, exercise regularly, get plenty of sleep, and avoid alcohol and drugs.
  • Make time to unwind. Try to do some other activities you enjoy.
  • Connect with others. Talk with people you trust about your concerns and how you are feeling.

If you are taking care of an older adult:

  • Make sure your loved one’s nutrition intake is monitored.
  • Provide consistent predictable patterns and schedules.
  • Stay engaged with communication.
  • Personal care is important (clean clothes, bathing).
  • Attempt to lower emotions to reduce stress.
  • Understand that this change impacts a wide range of human experience that includes physical, emotional, intellectual and spiritual well-being.

 Resources for additional assistance:

  • Throughout Ohio, you can text the keyword “4hope” to 741 741 to be connected to a trained Crisis Counselor. Data usage while texting Crisis Text Line is free, and the number will not appear on a phone bill with the mobile service carrier. People of all ages can use Crisis Text Line.
  • The Ohio Department of Mental Health and Addiction Services Director, Lori Criss, offers information on how to manage Coronavirus related stress. Click the link below to watch.
  • For those of you interested in meditation, the below link offers some of the most recommended guided meditations.
  • The Disaster Distress Helpline is available 24 hours a way, 7 days a week, year-round.
    • Call 1-800-985-5990 or text “TalkWithUs”to 66746, Spanish-speakers, text “Hablanos” to 66746.

By identifying your own stress and the stress of those you care for, you can work towards managing it and living a happier and healthier life, especially now, when it is needed the most.

 

 

 


What is Social Distancing? And Why is it so Important Right Now?

With the recent events that have transpired over the past few weeks, there are many new terms that we as a society are learning and adapting to. Besides the big ones – COVID-19 and Novel Coronavirus, there are plenty of others. One of major importance that has received a lot of attention, however, is the term social distancing.

For a lot of us, this might be the first time we’ve heard this term and as a result, we may need a little further explanation. So, what is social distancing? And why is it so important right now?

Social distancing is a way for public health officials to try and limit the spread of infection by restricting interaction between people and meetings with large groups. The objective of social distancing is to reduce the probability of contact between people carrying an infection and people who are not infected to again, mitigate the spread of that infection. The more people that actively practice social distancing, the slower an infection will most likely spread.

Under the circumstances our world is facing, social distancing is among one of the most critical measures we can be taking. Right now, health officials are focused on “flattening the curve” through social distancing, which means that they are trying to slow the rate of new cases of Coronavirus so as to not overwhelm the health care professionals and resources that we have available.

Practice social distancing by limiting your interaction with others. If you do need to be around others, it is advised to avoid group settings of 10 or more people and to keep a distance of at least six feet between yourself and another individual. If your circumstances allow you to stay at home, that is encouraged as much as possible.

By taking social distancing seriously, we can help our health care industry, our fellow citizens, and our world through this uncertain and difficult time.


Why Every Retiree Should Consider a Retirement Community

There are certain adages you may recall your parents saying when you were a child: “Don’t judge a book by its cover,” “Things are not always what they seem,” plus, of course, “You won’t know until you try.”

Clichés are repeated again and again because most often, they are true. And it just so happens that these three sayings don’t just apply to the important lessons of childhood — many adults would do well to adhere to these proverbs as they go through life.

In fact, it recently struck me that seniors who are considering their various senior living options may want to keep these very adages in mind as they ponder the possibility of moving to a retirement community, such as a continuing care retirement community (CCRC, or life plan community).

Don’t judge a book by its cover. Click the link above to learn more about why retirement communities may have more to offer than you think.


I’m Not Ready Yet

Although the vast majority of people who live in Continuing Care Retirement Communities report that they are happy with their decision, there are many who delay a move indefinitely because they feel they are not ready yet.

Of course, moving to a CCRC is an important decision. It requires appropriate planning and should not be rushed. Yet, delaying the decision too long could mean missing the opportunity because a common entry requirement among CCRCs is the ability to live independently. Furthermore, even if your health remains good, delaying means missing out on many of the benefits that such a community could provide for you in the first place. Click the link above to read more about what CCRCs have to offer and why you may be more ready than you think.


Tip #22 of 50 – A Look Back at 2019 and a Look Forward to 2020

As The Wesley Communities celebrate 50 years of excellent service, our CEO Peg Carmany offers “Peg’s Perspective” on a variety of topics affecting seniors and their adult children as they plan and choose to age well – 50 tips to celebrate 50 years!

Tip #22 of 50 – A look back at 2019 and a look forward to 2020

As we plan for 2020 at The Wesley Communities, I found myself looking back over all that 2019 has brought to us. First and foremost, 2019 was the year where we celebrated our first 50 years of providing excellent housing, care and services for seniors. And we will continue that celebration into this year – 50 plus years of excellent service! We are proud of where we’ve been and where we’re going.

This past year was particularly memorable because of our beautiful 50th Anniversary Gala at The Columbus Zoo. It was a magical night – beautiful weather, terrific food and entertainment, and those giraffes – close enough to feed! We could not have had a more perfect celebration. 2019 was also special due to the numerous awards we have won – (CBUS Top Pick 2019 for The Wesley Communities, 2019 Healthy Workplace Silver Award for The Wesley Communities from the Healthy Business Council of Ohio, and Outstanding Large Business 2019 for Wesley Woods at New Albany). We are proud to receive these recognitions of our good work and growth.

I want to sincerely thank our residents, their families, and all our business partners and community friends who have donated and contributed to our mission in 2019. As we move boldly onward this year, we look forward to staying ahead of the competition and continuing to provide warm and welcoming communities, where our residents and staff will thrive.


The Effects of Not Having a Will

When a person dies without having made a Last Will and Testament, and they have property titled in their name alone, whether it is a boat, house, bank account or a motorcycle, there is a good likelihood that they have made life more difficult and more expensive for their surviving spouse or children. Click the link above to learn more about the effects of not having a Will and why it is important to prepare one ahead of time.